Stripe Smart Retries, Shopify's retry schedule, or your app's built-in retries.
Nothing you type here is stored or sent anywhere. The estimate is calculated on this page, from published industry benchmarks — the same model as our ChatGPT leak estimator.
Your estimate
Example — put in your own numbersOf your $20,000 in monthly charges, an estimated $1,000 – $3,000 fails on the first attempt each month.
With your current setup, roughly $600 – $2,250 a month likely never comes back (assumes your setup recovers 25%–40% of failed value).
Estimated recoverable with Swipe Again, every month
$450 – $1,800 /mo
$5,400 – $21,600 a year — an estimate from published benchmarks, not a measurement of your account.
On Stripe, the native baseline usually means Stripe Billing's automatic retries (Smart Retries) and its automatic card updates. Anything beyond that - decline-specific retry logic, branded dunning messages, a hosted card-update page - is a separate recovery layer.
Connecting takes about two minutes — one click for Stripe, a short key paste for other platforms — and your last 90 days of failed payments load automatically. 14-day free trial, card upfront. Recover $179 in 30 days, guaranteed — or Swipe Again is free the next 30 days.